Keyword Analysis & Research: credit karma score lower

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Frequently Asked Questions

Can Credit Karma hurt your credit score?

Credit Karma is a soft inquiry, so it does not hurt your score at all. What hurts your score is applying for credit, like a loan or card, and having the lender run a hard inquiry. Credit Karma, as well as other sites like, Credit Sesame, Quizzle, are all soft inquiries, so they will not affect your score.

Does checking Credit Karma lower my credit score?

The short answer is no, using Credit Karma does not lower your credit scores. Credit Karma requests your credit report information on your behalf. This is known as a soft inquiry, and it won’t impact your scores. Hard inquiries, on the other hand, can influence your credit scores.

Does checking Credit Karma hurt my score?

Checking your own credit score doesn’t hurt your credit, but that doesn’t mean every inquiry is safe. Credit-damaging “hard” inquiries occur when you apply for credit and can impact your credit score, unlike the soft inquiries that occur when you check your credit score or credit report.

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