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Frequently Asked Questions

Does PSLF forgive interest?

One of the best perks of PSLF is that the loan forgiveness is not taxable. No matter how much interest you’ve accrued, the full balance of the loan is forgiven, and the amount forgiven isn’t taxed. What Happens to PSLF If I Default on My Loans? If you’re on an income-driven repayment plan, you should never default on your loans.

Does my employer qualify for PSLF?

Your employer is a qualified employer for PSLF purposes if you work for: The government (city, state, federal, military, public schools, community colleges, public universities, etc. A 501(c)(3) non-profit (religious organizations, certain hospitals, charter schools, private colleges and universities, and other tax-exempt entities)

What is PSLF waiver?

What is the PSLF Waiver? The Public Service Loan Forgiveness Waiver is a temporary program designed to push teachers, police officers, nurses, veterans, and other public service workers across or closer to the forgiveness finish line.

Is the Parent PLUS loan eligible for PSLF?

Public Service Loan Forgiveness (PSLF) is the first way you might be able to get a Parent PLUS Loan forgiven. The best thing we can say about PSLF as a strategy is that at least the 10-year time investment is much shorter than the 25 you’ll need to get an income-contingent forgiveness discussed below.


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