Keyword Analysis & Research: loans

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Frequently Asked Questions

How long does it take to get a loan?

Of all personal loans approved between 10/1/20 - 12/31/20, 69% were approved within 24 hours. Between April 2021 and June 2021, personal loans were funded within 48 hours after loan approval, on average.

What is the difference between a loan and a line of credit?

Broadly speaking, you can usually apply for either a loan or a line of credit. With a loan, you get one lump sum of money and start paying interest immediately, regardless of when you use the money. By contrast, a line of credit gives you access to a set amount of money that you can borrow when you need it.

How much money can I borrow with a personal loan?

In the case of personal loans, you can get $5,000 - $35,000 with a repayment period up to 60 months. When choosing a financial institution, we should be guided not only by the possible amount of liability, but especially at the cost of the loan and the lender's reputation.

How do I apply for a loan?

Applying for a loan starts with checking your credit and pre-qualifying to compare personal loan offers. Many or all of the products featured here are from our partners who compensate us.

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