Keyword Analysis & Research: home equity versus refinancing
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Frequently Asked Questions
Typically, home equity loans and lines come with higher interest rates than cash-out refinances. They also tend to have much lower closing costs. So if a new mortgage rate is similar to your current rate, and you don’t want to borrow a lot of extra cash, a home equity loan is probably your best bet.Is refinancing easier than buying a home?
St Paul, MN: Many people think that refinancing is easier than buying a home for two main reasons: 1) you already have a loan on the home, you make your payments, so it should be easy to refinance. Sorry...