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Frequently Asked Questions
There are several ways you can access equity in your home. Consider the following: Home equity loan (also called a second mortgage). This is a second mortgage on your home. With this loan, you now have two mortgages on the house. Cash-out refinance (cash-out "refi").Is it hard to get a home equity loan?
It gets harder to win a Home Equity Loan package with a bad credit score, even worse it gets expensive. The Loan to Value (LTV): One of the important factors the lenders consider while approving a Home Equity Loan is the loan-to Value ratio.