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Frequently Asked Questions
Several prominent American banks accept and cash third-party cheque for account holders. In some situations, these banks will cash a third-party check for non-customers as long as they wrote the check. Non-account holders may be charged extra costs, and laws differ.Is my check considered a third party check?
Your check is considered a third-party check if the payer wrote it to someone else who subsequently transferred it to you. These checks are not as easy to cash as regular checks, because they are susceptible to fraud. Be prepared to show identification and prove that you obtained the check legally before you can cash it.