Keyword Analysis & Research: can i deposit a third party check


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Frequently Asked Questions

Is it illegal to cash a 3rd party check?

Yes, you can cash a check with someone else's name on it in the US, and this is called a 3rd party check. You would ‘counter-sign’ the check. That is to say, the person whose name is on the check would endorse it or ‘sign it over to you’.

How do you cash a third party check with out a bank account?

The most important part of cashing a third party check without a personal account is proving you are the person whose name is written on the check. To do this, the bank or check cashing place will usually ask for at least two forms of picture identification.

Will TD Bank let you deposit a third party check?

TD Bank, on the other hand, generally won't allow double endorsed checks deposits unless it is being deposited into a joint account naming both parties. So, to sum it all up, banking practices can vary widely. Either way, for many banks, depositing a double endorsed check requires an identity check.


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